选择工作地不能只看薪酬高低，还要看工资耐不耐花

在底特律，你赚的钱可能没有旧金山多，但相较而言，你在汽车城获得的薪酬要耐花得多。

这一信息出自求职网站Glassdoor发布的全美25大生活成本比率最好的城市——比率越高，人们能存下或者能消费的钱就越多。这些数据是Glassdoor通过将城市中位基本年薪和中位房价比较得出的。

无论是租房还是按揭，住房相关支出都是人们的主要花销。Glassdoor发现，住房是普通美国人最大的负担，约占年消费支出的三分之一。

以下是Glassdoor统计出的五大经济实惠城市：

5、印第安纳波利斯

中位基本年薪：5.6万美元

中位住房价值：13.02万美元

生活成本比率：43%

4、克里夫兰

中位基本年薪：5.5万美元

中位住房价值：12.55万美元

生活成本比率：44%

3、匹兹堡

中位基本年薪：5.6896万美元

中位住房价值：12.67万美元

生活成本比率：45%

2、田纳西州孟菲斯

中位基本年薪：5.2万美元

中位住房价值：11.21万美元

生活成本比率：46%

1、底特律

中位基本年薪：6.15万美元

中位住房价值：12.31万美元

生活成本比率：50%

毫无意外，以高房价闻名的大城市生活成本比率低得多。纽约市的中位年薪为7万美元，中位住房价值高达38.41万美元，生活成本比率为18%。波士顿的比率还更低些，只有17%。虽然旧金山的中位基本年薪有8.8万美元，中位住房价值却是纽约和波士顿的两倍多，达到80.6万美元，所以生活成本比率仅有11%。

Glassdoor在统计生活成本时也考虑到了其他因素。其首席经济学家安德鲁·张伯伦在新闻稿中说，“这份报告显示，人们的居住地和收入多少有直接关系……相较于购房竞争更激烈的特大城市，在中等城市赚得的薪酬往往更加耐花。”

你可以查看Glassdoor发布的美国25个城市生活成本榜单，详细了解哪些是最经济实惠的城市。（财富中文网）

译者：Pessy

审校：夏林

You might make less money in Detroit than you would in San Francisco, but your Motor City salary can take you a lot further.

That’s according to Glassdoor’s new list of 25 U.S. cities with the best cost of living ratios—the higher the ratio, the more money people can save (or spend). Glassdoor came up with these ratios after comparing a city’s median base salary to its median home value.

Housing payments, whether they go toward a lease or mortgage, tend to be where people put all their money. For average Americans, it’s their largest financial obligation, making up about a third of their annual spending, according to Glassdoor.

Here are the top five cities where you get the best bang for your buck:

5. Indianapolis

Median Base Salary: $56,000

Median Home Value: $130,200

Cost of Living Ratio: 43%

4. Cleveland

Median Base Salary: $55,000

Median Home Value: $125,500

Cost of Living Ratio: 44%

3. Pittsburgh

Median Base Salary: $56,896

Median Home Value: $126,700

Cost of Living Ratio: 45%

2. Memphis, Tenn.

Median Base Salary: $52,000

Median Home Value: $112,100

Cost of Living Ratio: 46%

1. Detroit

Median Base Salary: $61,500

Median Home Value: $123,100

Cost of Living Ratio: 50%

Unsurprisingly, big cities known for high housing prices have much lower ratios. With a median base salary of $70,000 and a median home value of $384,100, New York’s ratio comes in at 18%. Boston, which has similar figures, has a slightly lower ratio of 17%. And despite the fact San Francisco’s median base salary is $88,000, its median home value is more than double that of New York and Boston at $806,000. This gives the city a low cost of living ratio of just 11%.

While other data factors into total cost of living, Glassdoor chief economist Dr. Andrew Chamberlain said in a press release that the “report shows that where you live and how much you earn are directly tied to one another … pay typically goes further in mid-sized cities versus big metropolitan areas where there is often tighter competition for housing.”

You can check out Glassdoor’s full list of the 25 cities in the U.S. where pay goes the furthest.