美国炒房交易创6年新高，还能不能跟风？

据RealtyTrac统计的数据显示，炒房交易，即在12个月内将同一套房出售两次的做法，创下了6年新高。

在2016年第2季度，有超过51,000套单户住宅和公寓房被二次转手，比第一季度增加了14%，年比增加了3%，创下2010年以来的历史新高。此外，在第2季度共有近40,000名投资者参与了炒房，也创下了6年来的最高纪录。

为什么炒房会再次流行起来？ ATTOM Data Solutions高级副总裁达伦·布洛姆奎斯特表示：“由于贷款行业的竞争日益激烈，房地产投资者有了更多贷款选择，再加上住房抵押贷款利率处在历史低位，因此小型运营商有越来越多的机会参与炒房。”

另外，这也代表着房地产市场的改善。在低住房抵押贷款利率和就业市场好转的推动下，新房销售创下2008年以来的新高。

但这并不意味着现在应该跟风加入炒房大军。正如《MONEY》杂志曾经在文章中写道，炒房是“金融危机最臭名昭著的罪魁祸首”之一。虽然越来越多的炒房者可能选择融资购房，但超过三分之二的炒房者采用了现金购房的方式。

RealtyTrac最近为《MONEY》杂志进行的分析显示，12%的炒房交易的售价，在扣除所有费用之前，只是实现了收支平衡甚至出现了亏损。在28%的炒房交易中，毛利润不足购房价格的20%。这样的数据并不值得称道。

菲尼克斯RMB Luxury Real Estate的主理合伙人迈克尔·巴诺瓦茨对《MONEY》杂志表示：“随着经济复苏，获得巨额利润的机会将变得越来越少。”（财富中文网）

译者：刘进龙/汪皓

House flipping. the practice where the same home is sold twice in a 12-month period, is at a six-year high, according to data from RealtyTrac.

Over 51,000 single family homes and condos were flipped in the second quarter of 2016, 14% more than in the first quarter and 3% higher than a year ago and the most overall since 2010. Almost 40,000 investors flipped a house in Q2, also a six-year high.

Why is house flipping back in vogue? “Home flipping is becoming more accessible for smaller operators thanks to an increasingly competitive lending environment with more loan options for real estate investors, who are also benefitting from the historically low mortgage interest rates,” said Daren Blomquist, senior vice president at ATTOM Data Solutions.

It’s also a sign of an improving housing market. New home sales are at their highest since 2008, aided bylow mortgage rates and an improving job market.

Not that you should jump on the home-flipping bandwagon. As MONEY has written, the practice was one of the “most notorious drivers of the financial crisis.” And while more and more flippers may be financing their purchases, more than two-thirds are using cash.

A recent analysis RealtyTrac ran for MONEY showed that “12% of flips sold at break-even or at a loss before all expenses. In 28% of flips, the gross profit was less than 20% of the purchase price.” Not exactly sterling figures.

“As the economy has come back, the [opportunities] to make huge profits have become fewer and further between,” Michael Banovac, managing partner of RMB Luxury Real Estate in Phoenix, told MONEY.