千禧一代，你的身价超过同龄时期的父母了吗？

这显然不是什么好现象。

与同龄时期的父母相比，千禧一代的生活是不是更加美好呢？一项新的分析显示，事实并非如此。

倡导组织Young Invincibles根据美联储提供的数据对同龄时期千禧一代和生育高峰期一代的收入、资产、净财富和房产所有状况进行了调查，并于上周五发布了一份调查报告。

报告显示，15-34岁（2013年）的千禧一代的身价约为生育高峰期一代的一半，且其收入比1989年工作的成年人低20%。尽管千禧一代2013年的平均收入达到了40,581美元，但生育高峰一代在1989年的平均收入达到了50,910美元。

与此同时，2013年拥有学历、背负债务的年轻人在收入方面几乎与1989年没有任何学历的年轻人持平，均为50,000美元。

收入的偏低也直接导致了净财富的减少。千禧一代的身价约为10,900美元，而生育高峰一代同龄时期的身价为25,035美元。

Young Invincibles政策和研究副总监汤姆·艾里森表示，“这些发现揭示了千禧一代遭遇的巨大退步，这不仅仅源于大萧条，同时还归咎于数十年的金融发展趋势，而这导致了同龄时期千禧一代的财富保全水平较生育高峰一代出现了大幅的代际下滑。”

艾里森还指出，该分析的结果对国家的经济健康度也提出了质疑。

他说：“千禧一代是劳动力的绝对主力，也是历史上数量最为庞大的一代。因此，当前年轻人所面临的境遇在很多方面都预示了国家在未来将要面临的金融挑战。”（财富中文网）

译者：冯丰

It's certainly something to be down about.

Are millennials better off than their parents were at the same age? A new analysis suggests they aren't.

Advocacy group the Young Invincibles looked at the income, assets, net wealth, home ownership, and retirement savings of millennials and boomers when they were around the same age in a Friday reported based on data from the Federal Reserve.

The report found that millennials—15 to 34-year-olds in 2013—were worth roughly half as much as the boomer generation and are earning about 20% less in comparison to young adults in 1989. While millennials earned $40,581 on average in 2013, members of the boomer generation earned $50,910 annually in 1989.

Meanwhile, young adults with debt and a degree in 2013 earned roughly the same as those who had no degree at all in 1989: $50,000.

The lower number on the paycheck has also materialized in the form of a lower net worth. While Millennials are worth about $10,900, the Boomers were worth $25,035 at the same age.

“These findings uncover that millennials have been set back significantly, by not just the Great Recession but by decades-long financial trends, resulting in major generational declines in financial security between millennials and baby boomers when they were the same age,” said Tom Allison, deputy director of policy and research for Young Invincibles.

The results of the analysis also don't bode well for the economic health of the nation, Allison continued.

“Millennials make up the greatest share of the workforce and the largest generation in history, so in many ways the situation facing young adults today forecasts the financial challenges ahead for the nation,” he said.