想买最新款iPhone，用这种方式可以省下手机钱

几周前，iPhone Xs和iPhone Xs Max正式发售，想找好些的折扣估计不太可能。但贷款和信用卡点评网站WalletHub在一篇新报告中称，可以通过其他办法少出些钱。

WalletHub发布的《2018年iPhone省钱报告》（2018 iPhone Savings Report）指出，如果选好电信运营商套餐，就有可能在购买新iPhone之后的两年里最多节省1403美元。

WalletHub在此项研究中分析了美国四大电信公司——美国电话电报公司、Sprint、威瑞森和T-Mobile，以及Walmart Family Mobile和Boost Mobile等预付费“运营商”的套餐，估算了购买新iPhone并在两年内由各家电信公司提供服务的总成本。

研究发现，如果使用个人套餐，Walmart Family Mobile是最便宜的选择，两年的总价为2137美元，比起最贵的个人方案便宜740美元，最贵方案是使用苹果分期付款服务和威瑞森的网络。美国电话电报公司的分期付款方案对打算购买新iPhone的人来说最划算，两年总支出为2575美元。

家庭套餐方面，Walmart Family Mobile再次胜出，两年四个号码的套餐一共3838美元。最贵的家庭套餐是通过苹果的分期方案买新iPhone然后使用Sprint的服务——两年的花费为5241美元。

如果更喜欢四大运营商和分期付款，T-Mobile将是最佳选择，使用两年要花4177美元。

不过，人们使用套餐时的实际情况可能各有不同。

WalletHub的研究基于运营商目前的套餐。如果电信公司调整套餐，结果就可能发生变化。另外，该网站在研究中只分析了价格最低的iPhone Xs。如果想要存储更大的型号，价格只会更高。

不过，相关发现也提供了一些有价值的信息，可以比较出哪家运营商的套餐最省钱。在买一部iPhone Xs Max要花1449美元的世界里，想办法多省点钱没什么不对。（财富中文网）

译者：Charlie

审校：夏林

Chances are, finding a good sale on the iPhone Xs or iPhone Xs Max when they launch on last Friday won’t be possible. But a new WalletHub report suggests there are other ways to save some cash on Apple’s pricey smartphones.

WalletHub, a site that ranks and discusses loans and credit cards, has published its 2018 iPhone Savings Report, which found that if you choose the right carrier deal, you could save up to $1,403 over two years with the purchase of your new iPhone.

In its study, WalletHub analyzed plans from all four major carriers—AT&T, Sprint, Verizon, and T-Mobile—as well as small “prepaid carriers” like Walmart Family Mobile and Boost Mobile. It then analyzed what the total cost would be for a new iPhone and two years of service if you chose any of those carriers.

WalletHub found in its study that Walmart Family Mobile was the cheapest option for those seeking individual plans, with a total two-year cost of $2,137. It was $740 cheaper than the most expensive individual plan: a two-year installment plan through Apple’s installment service and an iPhone running on Verizon’s network. AT&T offered the cheapest plan for those looking to buy a new iPhone through the carrier’s own installment offering, with a total price of $2,575 over two years.

Turning to family plans, Walmart Family Mobile was again tops, with a total investment of $3,838 over two years for four lines. The most expensive option for family plans comes from Sprint’s service and buying an iPhone via Apple’s Installment Plan. That option costs $5,241 over two years.

If you’d prefer a big-four carrier and an installment plan, T-Mobile would be your best option, with a $4,177 investment over two years.

That said, your mileage may vary on all of these deals.

WalletHub’s study is based on carrier plans as they are today and the findings could change over time as carrier offers fluctuate. WalletHub also only analyzed the lowest-cost iPhone Xs in its study, so if you want one with more storage, prices will go up.

Still, the findings provide some valuable insight into which carrier plans can save you the most cash. And in a world where you can spend up to $1,449 on an iPhone Xs Max, there’s nothing wrong with that.