美国家庭上季度遭遇2008年金融危机以来最严重经济损失

美联储表示，美国家庭上个季度在股市的崩盘中损失了近4万亿美元的净资产。这是十年前的经济危机以来单季度家庭净资产缩水最严重的一次。

美联储关于美国金融账户的季度报告显示，2018年第四季度的美国家庭资产净值为104.3万亿美元，环比减少3.73万亿美元。在这一季度，美国人持有的股票一共亏损了4.6万亿美元。而房地产等其他资产的增值在部分程度上弥补了这一块的损失。

美国股指在2018年最后三个月的绝大部分时间里都在一路跳水。道琼斯工业平均指数在10月3日曾经达到过26,828.39点的峰值，却在12月24日下探到21,792.20点的低谷，跌幅高达18.8%。美联储将在2019年继续加息的信号和中美之间一触即发的贸易战加剧了下跌的态势。不过，在过去两个月里，这两大担忧都有所缓解。

家庭净资产3.7万亿美元的缩水是2008年第四季度以来最严重的一次。当时住房贷款危机波及华尔街，威胁到全球金融体系，导致当季的美国家庭净资产减少了3.8万亿美元。

从去年圣诞节前夕至今，道琼斯指数已经回弹了16.9%，不过比起去年10月的峰值还有5%的差距。（财富中文网）

译者：严匡正

U.S. households lost nearly $4 trillion in net worth last quarter amid the selloff in the stock market, the Federal Reserve said. It marked the biggest one-quarter decline since the financial crisis a decade ago.

The Fed’s quarterly report on U.S. financial accounts said that the net worth of American households declined $3.73 trillion overall to $104.3 trillion in the fourth quarter of 2018. Americans lost a collective $4.6 trillion in the value of their stock holdings during the quarter. That loss was partly offset by a gain in other assets, such as real estate.

U.S. stock indexes plunged for most of the last three months of 2018, with the Dow Jones Industrial Average peaking at 26,828.39 on Oct. 3 and bottoming out at 21,792.20 on Dec. 24, a drop of 18.8%. The declines were spurred on by signs that the Federal Reserve would continue to raise interest rates in 2019 and a looming U.S.-China trade war. Both concerns have been alleviated in the past two months.

The $3.7 trillion drop in household net worth was the biggest loss since the fourth quarter of 2008, when net worth declined by $3.8 trillion as a crisis in housing loans began to spread to Wall Street and threatened the global financial system.

Since Christmas Eve, the Dow has rebounded 16.9%, although it still remains 5% below its peak level last October.