30岁前成为百万富翁的10种方法

想象一下自己成为百万富翁的情形。有钱了过上一直向往的生活该有多么美妙啊。那么，再想象一下30岁以前实现，感觉如何？

尽管听起来可能有点好高骛远，但年纪轻轻就成为百万富翁确实是有可能的。我21岁时就做到了。我的第二个百万富翁学生是23岁做到的。最让人瞩目的一点是，他成为百万富翁完全靠炒仙股。这不需要高学历或多年的培训，只要工作努力，方法正确即可。他证明这是一条可行途径。还要一点值得注意的是，任何年纪的人都可以遵循这些原则。只要方式得当，你成为百万富翁的速度会超过你的想象。

下面几点就是踏上成为百万富翁之路的方法。

1. 从乏味的工作中找到赚钱之道。

如今许多人都认为，如果想成为百万富翁，就得从事常见的乏味工作。其实通过传统职业，比如律师、医生或者银行家赚到一百万美元需要很多年，这些职业通常都有收入上限，而且非常难以突破。要抛弃成为百万富翁就一定得做什么的既定观念，其实当百万富翁不需要念很多年的书。

2. 本科还是研究生并不重要。

如果你的首要目标是成为百万富翁，而不是从事某种职业，本科还是研究生学历就真的不怎么重要。学历耗费金钱，还有可能让人背上债务。如果目标是成为百万富翁，网上就能学到几乎所有需要的知识，不必花大笔学费。

3. 把社交生活时间用于学习。

放弃社交生活是非常困难的事，特别是对二十出头的年轻人来说。不过，如果真的想成为百万富翁，就得放弃社交，把精力集中在事业上。把省下来的时间用于学习，锻炼才能，磨练技艺或产品，或者潜心推动公司发展。越是努力学习技能，而不是参与社交活动，你为“成为百万富翁”这个目标而投入的时间就越多。

4. 接受失败和错误。

无论你的职业发展目标在哪里，都有可能遇到一系列失败和挫折。犯错再正常不过，重要的是如何面对。我的第一位百万富翁学生蒂姆•格里塔尼在最初的几个月里其实炒股亏了很多钱，然后才掌握了窍门。犯错很正常，如何面对才是脱颖而出的关键。

5. 把目标定得比一百万高一些。

不应该把钱作为终极目标，而应该把竭尽所能提供最佳产品或服务，做到这一点方能赚到钱。你的目标应该是成长，永远也不要觉得已经实现目标。如果想赚一百万美元，一旦实现你就应该马上去努力赚下一个一百万。

6. 不要欺骗别人。

成为百万富翁的诀窍是耐心和诚实。与人合作时要坦诚布公，否则就永远也达不到赚钱目标。犯罪或不道德的钱从来都不会长久，也绝不会带来可以创造百万财富的职业声誉。

7. 投身热门行业。

当一些行业真的十分火爆时，你应该早点儿进入赚钱。利用热门行业是迈向百万财富的起点。如今社交媒体就是热门行业之一，特别是Instagram、Snapchat和Periscope之类。热门行业可以让你如愿赚到上百万美元。

8. 不必专注于下一代技术。

许多有抱负的百万富翁都认为，要发家致富就得把精力集中在下一代技术上，特别是那些年轻的百万富翁。情况并非如此。eBay就是整合陈旧乏味的业务，并以全新方式呈现。

9. 住在哪儿不重要。

互联网的一大好处就是能让销售额、生意和利润来自任何地方。你可以在任何能上网的地方经营公司，并不需要为了赚钱而真的住在大市场里。这是住在真正向往的地方又赚大钱的好机会。

10. 要成功并不一定非要实现盈利。

很多人一心想着创立有利润的企业。但实际上公司不必盈利，只需要有成长性、有用户基础和一些其他优势。许多公司被收购的原因仅仅是某些特性，而不是利润率（看看有多少互联网初创公司被收购）。把注意力集中在用户增长上，而不是毛利润。没人会为缺乏用户的好点子花钱。(财富中文网)

译者：Charlie

校对：夏林

Imagine if you could become a millionaire. How great would it be to have the money you need to live the lifestyle you have always wanted? Now imagine if you could do this in your 20s?

Even if you think it sounds like a stretch, it is possible to become a millionaire at a young age. I became a millionaire by age 21. My second millionaire student who followed my program became a millionaire by the age of 23. The most impressive part? He did it all by trading penny stocks. It didn’t require years of school or training, just hard work and the right approach. He proved that it is possible. Also please note that these rules can be followed at any age. When followed properly, they can help you become a millionaire sooner than you ever imagined. Here are some steps to follow in order to start your journey towards becoming a millionaire.

1. Focus on profiting from boring niches.

So many people today think that if they want to become a millionaire, then they need to do so by following boring, widely accepted niches. It will take ages for you to become a millionaire through traditional occupations like becoming a lawyer, doctor or banker (in fact, these occupations usually have earnings limits that are very difficult to break through). Push past these pre-conceived notions of what it takes in order to become a millionaire. You don’t need to spend years in school to be a millionaire.

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If your number one goal is to become a millionaire, not to hold a specific type of job, then college and graduate school are pretty much irrelevant. They cost money, they can put you in debt and if you want to be a millionaire, you can learn everything you need to know online about most things without the big tuition costs.

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It can be really hard to want to sacrifice your social life, especially when you are in your early twenties. However, if you want to truly become a millionaire, you need to be willing to sacrifice your social life in order to focus on your career. Spend this time studying, perfecting your talent or working on your skills, product or developing your company. The more you can focus on working on your talents instead of being out socializing, the better your time will be spent on becoming a millionaire.

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5. Aim higher than one million.

Money shouldn’t be your endgame. Rather, you should focus on making the best product or service possible, and the money will come as a result from that. Your goals should always be growing and you should never feel like you are done working towards your goals. If you want to make $1 million, the second you reach that goal, you should be looking to your next one.

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The key to making millions is patience and honesty. You need to be forthright when it comes to working with others, or you will never make as much money as you want to. Criminal or unethical money never lasts and it will never give you the type of professional reputation that you can use to create millions.

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When certain sectors are really hot, you need to get in early to make your money. Take advantage of these hot sectors to start making your millions. Right now one of these hot sectors is social media, specifically Instagram, Snapchat and Periscope. These hot sectors can lead you to the millions you want to make.

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Many aspiring millionaires — especially young aspiring millionaires — think that they need to focus on next-generation technology in order to make their fortunes — this isn’t the case. Even merging something old and boring with a fresh take is what led to the creation of eBay.

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One of the great things about the Internet is that it allows for sales, commerce and profits to come from anywhere. You can run your business anywhere that you have an Internet connection; you don’t need to physically live in a big market to make money. This is a great opportunity to live somewhere you actually want to live while still making a great deal of money.

10. Your business doesn’t need to profit for you to succeed.

So many people are only focused on creating a business that has profits. Businesses don’t need to have profits — they just need growth, users and some edge. Many businesses are acquired just for their attributes other than profit margins (just look at how many Internet startups get sold). Focus on user growth rather than raw profits. No one pays for a good idea that’s lacking in users.