10种方法让你30岁前坐拥百万身家

想象一下，如果你坐拥百万身家，有足够的财富去过一直向往的生活，是不是很棒！再想象一下，如果这一幕在你20多岁的时候就能实现，是不是更赞?

虽然听起来有点扯，但年纪轻轻就成为富豪并非不可能。我21岁的时候就挣到了人生中第一个一百万美元。我的第二个百万富翁学生按照我教的方法，在23岁时也做到了这一点。最让我记忆深刻的是，他是通过炒低价股挣到第一桶金的。不需要多高的学历或多少培训证书，只需要勤奋的工作态度和正确的方法就能实现梦想。他的经历证明这是完全可能的。这些方法适用于任何年龄，只要运用得当，就能让你成为一名百万富翁，而且速度超乎你的想象。按照下面的方法，开启你的百万富翁旅程吧。

1.专心从乏味的工作中获利。

有太多人认为，想成为百万富翁就必须去做那些枯燥乏味、却被公认为是好工作的职业。然而传统的金饭碗——比如律师、医生或银行家——需要积累很长的时间才能致富（事实上，这些职业通常都有难以突破的收入上限）。不要认为挣大钱之前先得怎样才行，请抛开先入为主的观念，成为百万富翁并不等于必须在学校里花上很长的时间。

2. 本科和研究生学历不那么重要。

如果你的首要目标是成为一名百万富翁，而不是获得一份特定的工作，那么本科或者研究生学历就不那么重要了。上大学需要花钱，甚至让你背上债务，如果你只是想成为一名百万富翁，可以在网上学习需要了解的所有东西，而无需支付高额的学费。

3. 把社交时间用来学习。

牺牲社交生活真的很困难，尤其是在二十岁出头的时候。然而如果你真的想创造财富，就要甘愿牺牲社交生活，专注于事业发展，把节省下来的时间用在学习研究上，用在完善才能和提高技艺上，用在开发产品和发展公司上。你越专注于能力的提升而不是社交活动，你的时间就会更好地用在成为百万富翁这个目标上。

4．坦然接受失败和错误。

无论你的职业发展方向是什么，都有可能遭遇一系列失败和挫折。每个人都会犯错，重要的是你如何面对和处理它们。我的第一个百万富翁学生蒂姆•格里塔尼(Tim Grittani)在最初的几个月里实际上炒股亏了不少，但他从中汲取了经验教训，掌握了窍门。犯错是正常的，如何处理错误才是让你卓越的关键。

5．定个小目标：高于一百万。

金钱不应该是终极目的。如果你专注于提供最好的产品或服务，财富就会自然而然滚滚而来。你要不断升级自己的目标，永远不要觉得目标已经实现。如果你的小目标是一百万美元，一旦达成后，就应该设定再赚一百万的新目标。

6. 不要欺骗别人。

成为百万富翁的关键是耐心和诚实。与人共事要开诚布公，否则你永远赚不到想要的钱。通过犯罪或不道德的手段赚来的钱从来不会长久，也永远不会给你带来可以创造百万财富的职业声誉。

7. 站在热点行业的风口上。

当某些行业大热的时候，你需要早点进入。投身于热门行业有助于你赚到第一桶金。当前，社交媒体正是这样的热门行业之一，尤其是Instagram、Snapchat和Periscope。站在这些热门行业的风口上，你能更快赚到百万身家。

8. 无需专注于下一代技术。

许多志向高远的新贵人士——尤其是年轻的新贵——认为若要创造财富就需要专注于下一代技术，事实并非如此。把一些旧有的、乏味的业务进行重组并以全新的方式呈现，同样可以带来成功，就像eBay的诞生那样。

9．住在哪里不重要。

互联网的一大优势是，销售、交易和利润可以来自任何地方。你可以在任何有互联网的地方经营业务，而不需要为了赚钱住在大城市里。你可以住在自己喜欢的地方，同时还能赚大钱，这个机会不要太好。

10. 成功的企业并不一定要盈利。

绝大多数人只专注于创建一家盈利的企业，但实际上，企业只需要具有成长性、用户基础和一些优势即可，并不一定要盈利。许多企业被收购的原因仅仅是其具有某些特性，而不是利润率（看看有多少家互联网创业公司被收购）。要专注于用户增长而不是毛利，没人会为缺乏用户规模的好点子买单。

本文最初发表于《企业家》杂志。

译者：五陵

Imagine if you could become a millionaire. How great would it be to have the money you need to live the lifestyle you have always wanted? Now imagine if you could do this in your 20s?

Even if you think it sounds like a stretch, it is possible to become a millionaire at a young age. I became a millionaire by age 21. My second millionaire student who followed my program became a millionaire by the age of 23. The most impressive part? He did it all by trading penny stocks. It didn’t require years of school or training, just hard work and the right approach. He proved that it is possible. Also please note that these rules can be followed at any age. When followed properly, they can help you become a millionaire sooner than you ever imagined. Here are some steps to follow in order to start your journey towards becoming a millionaire.

1. Focus on profiting from boring niches.

So many people today think that if they want to become a millionaire, then they need to do so by following boring, widely accepted niches. It will take ages for you to become a millionaire through traditional occupations like becoming a lawyer, doctor or banker (in fact, these occupations usually have earnings limits that are very difficult to break through). Push past these pre-conceived notions of what it takes in order to become a millionaire. You don’t need to spend years in school to be a millionaire.

2. College and graduate school are irrelevant.

If your number one goal is to become a millionaire, not to hold a specific type of job, then college and graduate school are pretty much irrelevant. They cost money, they can put you in debt and if you want to be a millionaire, you can learn everything you need to know online about most things without the big tuition costs.

3. Sacrifice your social life to study.

It can be really hard to want to sacrifice your social life, especially when you are in your early twenties. However, if you want to truly become a millionaire, you need to be willing to sacrifice your social life in order to focus on your career. Spend this time studying, perfecting your talent or working on your skills, product or developing your company. The more you can focus on working on your talents instead of being out socializing, the better your time will be spent on becoming a millionaire.

4. Accept defeats and mistakes along the way.

No matter where you are looking to go with your career, chances are you are going to face a number of defeats and setbacks. These mistakes are completely normal. What is important is how you handle them. My first millionaire student Tim Grittani actually lost a lot trading stocks for the first few months until he got the hang of it. Mistakes are normal. How you handle them is what sets you apart.

5. Aim higher than one million.

Money shouldn’t be your endgame. Rather, you should focus on making the best product or service possible, and the money will come as a result from that. Your goals should always be growing and you should never feel like you are done working towards your goals. If you want to make $1 million, the second you reach that goal, you should be looking to your next one.

6. Don’t scam people.

The key to making millions is patience and honesty. You need to be forthright when it comes to working with others, or you will never make as much money as you want to. Criminal or unethical money never lasts and it will never give you the type of professional reputation that you can use to create millions.

7. Take advantage of hot sectors.

When certain sectors are really hot, you need to get in early to make your money. Take advantage of these hot sectors to start making your millions. Right now one of these hot sectors is social media, specifically Instagram, Snapchat and Periscope. These hot sectors can lead you to the millions you want to make.

8. You don’t need to focus on next generation technology.

Many aspiring millionaires — especially young aspiring millionaires — think that they need to focus on next-generation technology in order to make their fortunes — this isn’t the case. Even merging something old and boring with a fresh take is what led to the creation of eBay.

9. It doesn’t matter where you live.

One of the great things about the Internet is that it allows for sales, commerce and profits to come from anywhere. You can run your business anywhere that you have an Internet connection; you don’t need to physically live in a big market to make money. This is a great opportunity to live somewhere you actually want to live while still making a great deal of money.

10. Your business doesn’t need to profit for you to succeed.

So many people are only focused on creating a business that has profits. Businesses don’t need to have profits — they just need growth, users and some edge. Many businesses are acquired just for their attributes other than profit margins (just look at how many Internet startups get sold). Focus on user growth rather than raw profits. No one pays for a good idea that’s lacking in users.

This piece was originally published on Entrepreneur.