两年半时间可能发生很多事。
2018年初,汽车零部件生产商大陆集团(Continental AG)的股价暴涨,使乔治·舍弗勒成为德国首富。乔治·舍弗勒与母亲玛利亚-伊丽莎白·舍弗勒-图曼持有该公司的多数股份。当时,他们两人的财富总计达到350亿美元。
如今,他们的财富只有当时的四分之一。这一方面是由于新冠疫情影响了汽车生产,严重限制了汽车销售,另一个原因是整个汽车行业向电动汽车方向转变的影响。过去两年,舍弗勒家族的财富每年都在缩水,2020年可能也不例外。全球前500名最富有人士排行榜彭博亿万富翁指数(Bloomberg Billionaires Index)显示,今年乔治·舍弗勒与母亲的财富已经缩水了约四分之一。
虽然他们拥有的财富依旧惊人,但他们在彭博指数上的财富缩水幅度最大,这也凸显出全球汽车生产正在减速。55岁的乔治和78岁的玛利亚-伊丽莎白控股的德国工程集团舍弗勒集团(Schaeffler AG),也面临着与大陆集团类似的压力。今年,这两家公司股价下跌了超过五分之一。
罕见的波动
如此庞大的家族财富经过多代传承,通常会进行多样化经营,因此出现这种波动是极其罕见的。家族创始人可能会醉心于他们的事业,但他们的后代通常会开拓新事业以减少风险。例如,玛氏家族的财富达到1,200亿美元,该家族以生产糖果起家,但后来他们推出了宠物护理品,如今该项业务已经占到年销售额的一半左右。德国莱曼家族利用化学品业务的收入,打造了一个消费品帝国,旗下有Krispy Kreme Doughnuts和Panera Bread等餐厅。
彭博财富指数显示,舍弗勒家族目前的身家为85亿美元,但该家族或许有应对股价暴跌的保护措施。与汽车行业有关的其他家族,在疫情期间也遭遇了损失。彭博社的指数显示,汽车厂商宝马集团(Bayerische Motoren Werke AG)的大股东苏珊娜·克拉腾和斯特芬·匡特以及现代汽车集团(Hyundai Motor Group)董事长郑梦九今年的财富缩水了约10%。
舍弗勒家族的财富曾经出现过反弹。2008年金融危机期间,信贷市场收缩,舍弗勒家族举债收购大陆集团迫使他们寻求紧急支援,但2009年至2018年初期间,大陆集团的股价暴涨。另外一个证明该家族财富可能反弹的潜在迹象是,大陆集团的股价从3月中旬以来上涨了超过50%,尽管该公司称今年剩余时间的预期依旧充满不确定性。
乔治·舍弗勒在父亲1996年去世之后,继承了80%的滚珠轴承业务,剩余部分由他的母亲继承。该项业务以其家族的姓氏命名。乔治·舍弗勒与母亲都是大陆集团和舍弗勒集团的监事会成员。乔治·舍弗勒从小就被视为一个工程帝国的继承人,但玛利亚-伊丽莎白是医学出身,她从未想过自己会踏入商场。
2001年,她在接受德国报纸《周日世界报》(Welt am Sonntag)采访时说:“我是一步一步地变成了一个商人。”(财富中文网)
翻译:刘进龙
审校:汪皓
两年半时间可能发生很多事。
2018年初,汽车零部件生产商大陆集团(Continental AG)的股价暴涨,使乔治·舍弗勒成为德国首富。乔治·舍弗勒与母亲玛利亚-伊丽莎白·舍弗勒-图曼持有该公司的多数股份。当时,他们两人的财富总计达到350亿美元。
如今,他们的财富只有当时的四分之一。这一方面是由于新冠疫情影响了汽车生产,严重限制了汽车销售,另一个原因是整个汽车行业向电动汽车方向转变的影响。过去两年,舍弗勒家族的财富每年都在缩水,2020年可能也不例外。全球前500名最富有人士排行榜彭博亿万富翁指数(Bloomberg Billionaires Index)显示,今年乔治·舍弗勒与母亲的财富已经缩水了约四分之一。
虽然他们拥有的财富依旧惊人,但他们在彭博指数上的财富缩水幅度最大,这也凸显出全球汽车生产正在减速。55岁的乔治和78岁的玛利亚-伊丽莎白控股的德国工程集团舍弗勒集团(Schaeffler AG),也面临着与大陆集团类似的压力。今年,这两家公司股价下跌了超过五分之一。
罕见的波动
如此庞大的家族财富经过多代传承,通常会进行多样化经营,因此出现这种波动是极其罕见的。家族创始人可能会醉心于他们的事业,但他们的后代通常会开拓新事业以减少风险。例如,玛氏家族的财富达到1,200亿美元,该家族以生产糖果起家,但后来他们推出了宠物护理品,如今该项业务已经占到年销售额的一半左右。德国莱曼家族利用化学品业务的收入,打造了一个消费品帝国,旗下有Krispy Kreme Doughnuts和Panera Bread等餐厅。
彭博财富指数显示,舍弗勒家族目前的身家为85亿美元,但该家族或许有应对股价暴跌的保护措施。与汽车行业有关的其他家族,在疫情期间也遭遇了损失。彭博社的指数显示,汽车厂商宝马集团(Bayerische Motoren Werke AG)的大股东苏珊娜·克拉腾和斯特芬·匡特以及现代汽车集团(Hyundai Motor Group)董事长郑梦九今年的财富缩水了约10%。
舍弗勒家族的财富曾经出现过反弹。2008年金融危机期间,信贷市场收缩,舍弗勒家族举债收购大陆集团迫使他们寻求紧急支援,但2009年至2018年初期间,大陆集团的股价暴涨。另外一个证明该家族财富可能反弹的潜在迹象是,大陆集团的股价从3月中旬以来上涨了超过50%,尽管该公司称今年剩余时间的预期依旧充满不确定性。
乔治·舍弗勒在父亲1996年去世之后,继承了80%的滚珠轴承业务,剩余部分由他的母亲继承。该项业务以其家族的姓氏命名。乔治·舍弗勒与母亲都是大陆集团和舍弗勒集团的监事会成员。乔治·舍弗勒从小就被视为一个工程帝国的继承人,但玛利亚-伊丽莎白是医学出身,她从未想过自己会踏入商场。
2001年,她在接受德国报纸《周日世界报》(Welt am Sonntag)采访时说:“我是一步一步地变成了一个商人。”(财富中文网)
翻译:刘进龙
审校:汪皓
A lot can happen in two-and-a-half years.
In early 2018, Georg Schaeffler became Germany’s richest person as shares of Continental AG, the car-part maker in which he and his mother—Maria-Elisabeth Schaeffler-Thumann—own a major stake, surged in price. At the time, their combined fortune totaled $35 billion.
They’re now worth about a quarter of that. That’s partly due to the coronavirus pandemic, which has slowed auto production and significantly curbed sales, as well as the industry’s broader shift toward electric cars. The Schaefflers ended each of the last two years less well-off than they began, and 2020 may be the same. Both have lost about a quarter of their wealth so far this year, according the Bloomberg Billionaires Index, a listing of the world’s 500 richest people.
While they’re still super-wealthy, the slump in the Schaefflers’ fortune is among the biggest on the Bloomberg index and highlights the slowdown in global vehicle production. Georg, 55, and Maria-Elisabeth, 78, also control Schaeffler AG, the German engineering group that has faced similar pressures as Continental. Shares in both companies have tumbled by more than a fifth this year.
Rare Swing
Such swings are rare for multi-generational family fortunes of this size, thanks largely to diversification. While founders can be single-minded in their pursuits, their heirs often look to reduce risks by branching out into new ventures. For example, the Mars family began as candy makers but have since pushed into pet-care products, which now comprise about half of annual sales of the business behind their $120 billion fortune. Germany’s Reimann clan have parlayed the proceeds of a chemicals business into a consumer goods empire spanning Krispy Kreme Doughnuts and Panera Bread restaurants.
The Schaefflers are now worth $8.5 billion, according to Bloomberg’s wealth index, though the family may have arrangements to protect them against slumping share prices. Other fortunes linked to the auto industry are also suffering during the pandemic. Susanne Klatten and Stefan Quandt, major shareholders of car-maker Bayerische Motoren Werke AG, and Hyundai Motor Group Chairman Chung Mong-Koo have seen their fortunes fall about 10% this year, according to the Bloomberg index.
Still, the Schaefflers have bounced back before. Their debt-fueled takeover of Continental forced them to ask for emergency support after credit markets contracted in the 2008 financial crisis, but the company’s share price then surged between 2009 and early 2018. In a sign of another potential rebound, Continental’s shares have climbed more than 50% since mid-March, though the company has said its outlook for the rest of the year remains uncertain.
When his father died in 1996, Georg Schaeffler inherited 80% of the ball-bearing business that carries his surname while his mother inherited the rest. Both serve on the supervisory boards of Continental and Schaeffler. While Georg grew up as the heir to an engineering empire, Maria-Elisabeth studied medicine and never expected to embark on a business career.
“I grew into it step by step,” she said in a 2001 interview with the German newspaper Welt am Sonntag.