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在美国申请失业救济遭拒,该怎么办?

Lance Lambert
2020-12-04

并非所有申请失业救济的美国失业者都会获得批准。

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由于新冠肺炎确诊病例在全美各地持续攀升,一些州正在重新实行封锁措施。随着这些封锁措施的增加,雇主裁员人数也呈现走高:上周有77.8万美国人申请失业救济,较两周前增加了9%。

但并非所有申请失业救济的美国失业者都会获得批准。如果申请遭到拒绝,接下来该怎么做呢?

如果失业救济申请遭拒,该怎么办?

遭拒的申请人在选定补救办法之前需要先找出被拒绝的原因。他们应该会收到“决定通知”,上面有说明具体原因。你的申请有可能是因为雇主向你所在的州提供的信息而被拒绝:也许是前雇主说你没有通过药检,或者你没有正当理由就辞职了。另外,也有可能是因为你的申请材料缺少必要的信息。

了解为何申请被拒绝是采取应对措施的第一步。

失业救济申请被拒绝后,该重新申请还是申诉?

如果你被拒绝是因为你的申请缺少必要信息,那么最好还是重新申请或者更新最初的申请材料。重新申请的好处是,流程上通常比申诉程序更快速。

但是,如果申请被拒绝是因为更大的问题造成的,比如雇主对你的申请提出质疑,那么你或许更应该走申诉程序。(众所周知,雇主有时会对雇员的失业救济申请提出异议,因为这关乎他们要支付的失业保险金额。)

申诉需要做些什么?

失业救济申请被拒的美国人有权提出申诉——不需要聘请律师。申诉流程因州而异,但通常来说,被拒绝的一方有大约30天的时间来启动申诉程序。申诉期间可以继续每周提交失业救济申请。如果申诉成功,他们将获得救济金补发。在华盛顿州,会由一名行政法法官审理案件,但申诉者能够通过电话参加听证会。

但雇主方也有申诉通道。如果你获得了失业救济金,若认为你不符合领取条件,雇主通常也有权提出申诉。

如今有更多的人有资格领取失业救济金。他们具体包括哪些人?

美国国会在3月通过的经济刺激法案扩大了有资格领取失业救济金的人群范围。失业的自由职业者、合同工和个体经营者被纳入其中。此外,一些州还取消了领取失业救济所需的求职要求和等待期。

坏消息是,该扩大失业救济领取资格范围的“疫情失业援助计划”,将在今年年底失效。

除非国会采取行动,否则到今年年底,失业救济金领取期限将恢复回26周,而不再是《新冠疫情援助、救济和经济安全法案》(CARES Act)授予的39周。

国会是否会通过更多措施来增加失业救济?

今年3月通过的经济刺激法案向在所在州具备资格的人每周发放600美元的额外失业保险救济金。但那些额外的失业保险救济金在7月底就到期了。

近几个月来,民主党和共和党的领导人一直未能就新的新冠疫情救助方案达成一致,该方案涉及替换或延长那些增加失业救济的计划。

那么,两党最终会在什么时候达成协议呢?据国会山的工作人员预计,这一突破将会在明年1月20日候任总统乔•拜登正式就职不久后到来。但即便达成协议,也不能保证协议内容会包含增加失业救济——更不用说再发放600美元的额外补助了。原因是,虽然许多民主党人支持通过法案提供更多的救济,但共和党人大体上认为目前的经济状况要好于今年春季的时候,此时增加救济可能会适得其反,让更多的美国人失去寻找工作的动力。(财富中文网)

译者:万志文

由于新冠肺炎确诊病例在全美各地持续攀升,一些州正在重新实行封锁措施。随着这些封锁措施的增加,雇主裁员人数也呈现走高:上周有77.8万美国人申请失业救济,较两周前增加了9%。

但并非所有申请失业救济的美国失业者都会获得批准。如果申请遭到拒绝,接下来该怎么做呢?

如果失业救济申请遭拒,该怎么办?

遭拒的申请人在选定补救办法之前需要先找出被拒绝的原因。他们应该会收到“决定通知”,上面有说明具体原因。你的申请有可能是因为雇主向你所在的州提供的信息而被拒绝:也许是前雇主说你没有通过药检,或者你没有正当理由就辞职了。另外,也有可能是因为你的申请材料缺少必要的信息。

了解为何申请被拒绝是采取应对措施的第一步。

失业救济申请被拒绝后,该重新申请还是申诉?

如果你被拒绝是因为你的申请缺少必要信息,那么最好还是重新申请或者更新最初的申请材料。重新申请的好处是,流程上通常比申诉程序更快速。

但是,如果申请被拒绝是因为更大的问题造成的,比如雇主对你的申请提出质疑,那么你或许更应该走申诉程序。(众所周知,雇主有时会对雇员的失业救济申请提出异议,因为这关乎他们要支付的失业保险金额。)

申诉需要做些什么?

失业救济申请被拒的美国人有权提出申诉——不需要聘请律师。申诉流程因州而异,但通常来说,被拒绝的一方有大约30天的时间来启动申诉程序。申诉期间可以继续每周提交失业救济申请。如果申诉成功,他们将获得救济金补发。在华盛顿州,会由一名行政法法官审理案件,但申诉者能够通过电话参加听证会。

但雇主方也有申诉通道。如果你获得了失业救济金,若认为你不符合领取条件,雇主通常也有权提出申诉。

如今有更多的人有资格领取失业救济金。他们具体包括哪些人?

美国国会在3月通过的经济刺激法案扩大了有资格领取失业救济金的人群范围。失业的自由职业者、合同工和个体经营者被纳入其中。此外,一些州还取消了领取失业救济所需的求职要求和等待期。

坏消息是,该扩大失业救济领取资格范围的“疫情失业援助计划”,将在今年年底失效。

除非国会采取行动,否则到今年年底,失业救济金领取期限将恢复回26周,而不再是《新冠疫情援助、救济和经济安全法案》(CARES Act)授予的39周。

国会是否会通过更多措施来增加失业救济?

今年3月通过的经济刺激法案向在所在州具备资格的人每周发放600美元的额外失业保险救济金。但那些额外的失业保险救济金在7月底就到期了。

近几个月来,民主党和共和党的领导人一直未能就新的新冠疫情救助方案达成一致,该方案涉及替换或延长那些增加失业救济的计划。

那么,两党最终会在什么时候达成协议呢?据国会山的工作人员预计,这一突破将会在明年1月20日候任总统乔•拜登正式就职不久后到来。但即便达成协议,也不能保证协议内容会包含增加失业救济——更不用说再发放600美元的额外补助了。原因是,虽然许多民主党人支持通过法案提供更多的救济,但共和党人大体上认为目前的经济状况要好于今年春季的时候,此时增加救济可能会适得其反,让更多的美国人失去寻找工作的动力。(财富中文网)

译者:万志文

As cases of COVID-19 rise across the country, some states are reissuing lockdown measures. And as these lockdown measures spike, layoffs are too: Last week 778,000 Americans filed new unemployment claims, up 9% from two weeks ago.

But not all of these unemployed Americans will see their benefit claims approved. If your claim does get denied, here’s what to do next.

What should you do if your unemployment claim gets denied?

Before picking a remedy for a denied jobless claim, applicants need to find out why they were denied. They should get a “notice of determination,” which spells out the specifics. An employer could have blocked it based on information he or she provided to your state: Perhaps the former employer said you failed a drug test, or you quit your job without good cause. On the flip side, you may have just lacked the proper information in your application.

Knowing why your claim was blocked is the first step to fighting a denied claim.

Should you reapply or appeal following a denied unemployment claim?

If you’re denied because you’re missing information, then it might make more sense to just reapply or update the initial application. The plus side to reapplying is that it’s usually faster than the appeals process.

But if the denial was the result of a bigger issue, like an employer challenging a claim, then going through the appeals process is probably the right path. (Employers are known to fight claims at times since they can impact how much they pay into UI.)

What does the unemployment appeals process entail?

Americans denied an unemployment claim have the right to an appeal—which doesn’t require a lawyer. This process varies by state, but usually the denied party has around 30 days to start the appeals process. During the appeal, denied applicants continue to file weekly claims, and if they win the appeal they are back-paid the benefits. In Washington State an administrative law judge will be assigned to the case, but appealing applicants can participate in the hearings via telephone.

But there is also an appeals process for employers. If you get unemployment benefits, your employer usually has the right to file its own appeal if it believes you are ineligible.

More people are eligible for unemployment benefits. Whom does this include?

The March stimulus bill passed by Congress expanded who is eligible for unemployment benefits. This includes jobless freelancers, independent contractors, and self-employed business owners. Additionally, some states have waived work-search requirements and typical waiting periods.

The bad news? The expanded eligibility, known as Pandemic Unemployment Assistance, expires at the end of the year.

And unless Congress acts, at the end of the year unemployment benefit coverage will go back to 26 weeks, down from the 39 weeks granted through the CARES Act.

Will Congress pass more enhanced employment benefits?

The stimulus bill passed in March provided an additional $600 weekly in unemployment insurance benefits to everyone who qualifies for his or her state’s program. But those enhanced payments ran out in late July.

For months Democratic and Republican leaders have failed to reach an agreement for another COVID-19 relief package, which would include a replacement or extension of those enhanced unemployment benefits.

So when should we finally expect a deal? Staffers on Capitol Hill expect that breakthrough to come shortly after the inauguration of President-elect Joe Biden on Jan. 20. But if an agreement does come, there is no guarantee it would include enhanced unemployment benefits—let alone another $600 payment. That’s because while many Democrats favor a bigger bill, Republicans by and large think the economy is in better shape than it was last spring and have objected to benefits that might serve as a disincentive, keeping Americans from looking for work.

财富中文网所刊载内容之知识产权为财富媒体知识产权有限公司及/或相关权利人专属所有或持有。未经许可,禁止进行转载、摘编、复制及建立镜像等任何使用。
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