银行挤兑专家：塞浦路斯计划真“荒唐”

    是的，我有割一磅肉的欲望，但存款税不会阻止国家和银行的债务上升，特别是，如果这是一次性征税的话，那就更不可能了。如果潜台词是，这是我们唯一的一次对存款征税，那么下次又会发生些什么——我们会把这个国家的年轻人都变成奴隶。这种说法不可信。这就是号称一次性的问题。

    似乎有些极端。最后的提议是对小额账户仅征税3%。

    针对银行账户、而不是一般财富或收入征税，这种征税方式有些古怪，看起来也很不公平。无论税率多低，都可能对银行体系造成很大伤害。存款税一旦开征，就会促使人们寻找其他选择。这意味着更多的金钱最终将流入监管难度更大的影子银行体系。而影子银行问题正是引发美国金融危机的原因之一。（财富中文网)

    Yes, I get the desire for a pound of flesh, but a tax on deposits, especially when you are saying this one-time thing won't stop countries and banks from running up debt. If the subtext is that this is the only time we are going to ask for deposits, what's going to happen the next time - we put that country's youth into slavery. It's not believable. That's the problem with selling one-offs.

    Seems a little extreme. The last proposal was to tax small accounts just 3%.

    A tax focused on bank accounts and not general wealth or income will have a strange incidence, and seems extremely unfair. And no matter how small, it can do a lot of damage to the banking system. Whenever you impose a tax on deposits you push people to find alternatives. And that means more money ends up in the shadow banking system, which is much harder to regulate. That's what in part led to the U.S. financial crisis.