白领也危险了：5个正在被机器人夺走的“高大上”职业

    金融分析师与顾问

    预测系统、大数据和越来越强大的计算能力合在一起，为分析和预测投资行为提供了理想工具。由于计算机在处理企业和行业数据上几乎没有上限，有些金融专业人士发现他们与机器的差距越来越大了。市场研究机构Outsell公司的首席分析师雷•沃森•希利指出：“现在随着机器算法和大数据的搅局，股市分析师必须搞清楚他们自身的价值在哪里。”

    金融顾问也同样会感到压力。财富管理公司Howe & Rusling的战略副总裁史蒂芬•基普•阿斯特海默指出：“近几年来，投资行业的一个趋势就是‘机器人顾问’的到来。不少年轻人和没有复杂投资需求的人开始用自动化服务取代个人金融顾问、理财规划师和股票经纪人。”

    SigFig系统就是其中一例，它会考虑到客户的风险容忍度，然后通过计算机算法选择一系列低成本的基金，对投资账户进行多样化投资与管理。（财富中文网）

    译者：朴成奎

    审校：任文科

    Financial Analysts and Advisors

    Predictive systems, big data, and computing power combine to provide an idea tool for analyzing and predicting the behavior of investments. With no practical limit to the amount of company and industry data that can be considered, some financial professionals will find it difficult to keep up. "Now with machine algorithms and big data disrupting, stock and equity analysts will have to figure out what their value ad is going to be," said Leigh Watson Healy, chief analyst at market research firm Outsell.

    There will be pressure on those who advise individuals, as well. "One trend in the investment industry over the last few years has been the advent of 'robo-advisers,'" said Stefan Kip Astheimer, vice president for strategy at wealth management firm Howe & Rusling. "These are automated services that are replacing personal financial advisers, financial planners and stockbrokers for younger individuals and individuals who don't have complex investment needs."

    An example is SigFig, which takes into account a client's risk tolerance and then uses algorithms to diversity and manage investment accounts using a variety of low-cost funds.