高昂的房价和抵押贷款利率让许多美国房主无法搬入新居。Clever Real Estate对1000名房主进行的一项最新调查显示,超过六成的受访者表示,他们更倾向于翻新现有房屋,而不是搬到新家。
尽管面临经济压力,他们仍不愿放弃打造个性化的生活空间。大约40%的房主计划在2025年投资1万美元或更多用于房屋翻新。然而,近80%的房主在最近一次翻新中超出了预算,其中三分之二的房主通过借贷来完成房屋装修项目。
这一现象导致74%的房主对装修感到后悔;近一半的房主表示,他们更喜欢翻新前的房屋。
装修越来越贵
今年,约45%的房主在家居装修上的开支达到了5000美元或以上,而36%的房主在家居装修上的开支达到了10000美元或以上。近一半(44%)的房主预计,他们今年在房屋装修上的投入将超过去年。
超过四分之三的房主表示,他们的上一个翻新项目超出了预算。近一半的超支者(44%)表示,费用至少比预期多出5000美元,而35%的超支者表示,费用比预期多出10000美元。
面对预算超支的情况,房主通常面临两个选择:筹集更多资金或暂停施工。大约32%的房主因意外开支在装修项目完成前停工,而大约63%的房主则选择借贷以完成装修。
许多通过借贷完成装修项目的房主随后面临财务问题——约36%的人在完成房屋翻新后难以支付信用卡账单。
装修时,少即是多
在过去五年间,94%的房主完成了大规模的翻新工程,而93%的房主在同一时间段内进行了小规模的翻新工程。
在大规模翻新工程中,最受欢迎的是浴室翻新,有37%的房主进行了浴室翻新。大约33%的房主粉刷了室内墙面,而30%的房主对暖气和空调系统进行了升级。
克利夫兰的房地产经纪人杰弗里·霍夫曼(Geoffrey Hoffman)说:“在我工作地区的房地产市场中,老房屋占据了相当一部分比例,其中许多老房屋在建造时期往往没有配备中央空调,因此安装中央空调几乎总能带来显著的投资回报,同时你也能享受到它带来的舒适感。”
在小规模翻新工程中,36%的房主安装了新水龙头,35%的人安装了新照明设备,而34%的人完成了厨房的小规模翻新。
有趣的转折?有些小规模翻新工程比大规模翻新工程更有价值。数据显示,小规模厨房翻新能够在房屋最终出售时收回约96%的成本,而大规模厨房翻新通常只能收回38%的成本。
车库门的升级改造是最具价值的翻新投资之一。在房屋转售时,其带来的增值效果几乎可以达到更换成本的两倍。然而,在过去的五年中,只有19%的房主完成了这项翻新。
权衡利弊
92%的房主表示,房屋装修对他们的生活产生了积极影响,但74%的装修者对于这一决定感到后悔。
约四分之一(24%)的房主表示他们在装修过程中的花费超出预期,这是最常见的遗憾。另有22%的人对装修时间过长感到后悔。
约九分之一的房主在装修后对结果感到不满,而近一半的装修者甚至表示他们更偏爱装修前的房屋。
年轻人更有可能在装修后感到后悔。只有51%的婴儿潮一代对于这一决定感到后悔,而82%的千禧一代和89%的Z世代装修者对于这一决定感到后悔。
房主会自己动手
大多数房主会自己动手以节省费用,而不是聘请专业人士。最受欢迎的自己动手家居装修项目相对来说比较简单——62%的人粉刷了室内墙面,61%的人安装了新照明设备,59%的人对露台进行了密封或染色。
许多房主会处理更复杂的项目。超过三分之一的人表示,他们能够更换屋顶、电气系统、增加房屋附加结构或升级管道系统。
然而,许多房主没有考虑到这样一种可能性,即如果装修工作做得不够专业,可能会对他们的房产价值造成负面影响,而非增值。
霍夫曼说:“一个普遍真理是,任何未经精心规划的改进或翻新都有可能对房屋价值造成损害。在房屋装修中,‘新’并不总是等同于‘好’。保养得当、状况良好的旧厨房的价值往往高于那些采用廉价材料,且工艺低劣的新厨房。”
“遗憾的是,我经常目睹一些自己动手爱好者翻建或翻新房屋,他们的工作成果不尽人意,或是甚至做出了一些糟糕的设计决策。如果他们放弃翻新,学习正确的做法,或者聘请专业人士,那么最终的效果可能会超出预期。”(财富中文网)
本文由Media Decision撰写,并由Wealth of Geeks联合发行。
译者:中慧言-王芳
高昂的房价和抵押贷款利率让许多美国房主无法搬入新居。Clever Real Estate对1000名房主进行的一项最新调查显示,超过六成的受访者表示,他们更倾向于翻新现有房屋,而不是搬到新家。
尽管面临经济压力,他们仍不愿放弃打造个性化的生活空间。大约40%的房主计划在2025年投资1万美元或更多用于房屋翻新。然而,近80%的房主在最近一次翻新中超出了预算,其中三分之二的房主通过借贷来完成房屋装修项目。
这一现象导致74%的房主对装修感到后悔;近一半的房主表示,他们更喜欢翻新前的房屋。
装修越来越贵
今年,约45%的房主在家居装修上的开支达到了5000美元或以上,而36%的房主在家居装修上的开支达到了10000美元或以上。近一半(44%)的房主预计,他们今年在房屋装修上的投入将超过去年。
超过四分之三的房主表示,他们的上一个翻新项目超出了预算。近一半的超支者(44%)表示,费用至少比预期多出5000美元,而35%的超支者表示,费用比预期多出10000美元。
面对预算超支的情况,房主通常面临两个选择:筹集更多资金或暂停施工。大约32%的房主因意外开支在装修项目完成前停工,而大约63%的房主则选择借贷以完成装修。
许多通过借贷完成装修项目的房主随后面临财务问题——约36%的人在完成房屋翻新后难以支付信用卡账单。
装修时,少即是多
在过去五年间,94%的房主完成了大规模的翻新工程,而93%的房主在同一时间段内进行了小规模的翻新工程。
在大规模翻新工程中,最受欢迎的是浴室翻新,有37%的房主进行了浴室翻新。大约33%的房主粉刷了室内墙面,而30%的房主对暖气和空调系统进行了升级。
克利夫兰的房地产经纪人杰弗里·霍夫曼(Geoffrey Hoffman)说:“在我工作地区的房地产市场中,老房屋占据了相当一部分比例,其中许多老房屋在建造时期往往没有配备中央空调,因此安装中央空调几乎总能带来显著的投资回报,同时你也能享受到它带来的舒适感。”
在小规模翻新工程中,36%的房主安装了新水龙头,35%的人安装了新照明设备,而34%的人完成了厨房的小规模翻新。
有趣的转折?有些小规模翻新工程比大规模翻新工程更有价值。数据显示,小规模厨房翻新能够在房屋最终出售时收回约96%的成本,而大规模厨房翻新通常只能收回38%的成本。
车库门的升级改造是最具价值的翻新投资之一。在房屋转售时,其带来的增值效果几乎可以达到更换成本的两倍。然而,在过去的五年中,只有19%的房主完成了这项翻新。
权衡利弊
92%的房主表示,房屋装修对他们的生活产生了积极影响,但74%的装修者对于这一决定感到后悔。
约四分之一(24%)的房主表示他们在装修过程中的花费超出预期,这是最常见的遗憾。另有22%的人对装修时间过长感到后悔。
约九分之一的房主在装修后对结果感到不满,而近一半的装修者甚至表示他们更偏爱装修前的房屋。
年轻人更有可能在装修后感到后悔。只有51%的婴儿潮一代对于这一决定感到后悔,而82%的千禧一代和89%的Z世代装修者对于这一决定感到后悔。
房主会自己动手
大多数房主会自己动手以节省费用,而不是聘请专业人士。最受欢迎的自己动手家居装修项目相对来说比较简单——62%的人粉刷了室内墙面,61%的人安装了新照明设备,59%的人对露台进行了密封或染色。
许多房主会处理更复杂的项目。超过三分之一的人表示,他们能够更换屋顶、电气系统、增加房屋附加结构或升级管道系统。
然而,许多房主没有考虑到这样一种可能性,即如果装修工作做得不够专业,可能会对他们的房产价值造成负面影响,而非增值。
霍夫曼说:“一个普遍真理是,任何未经精心规划的改进或翻新都有可能对房屋价值造成损害。在房屋装修中,‘新’并不总是等同于‘好’。保养得当、状况良好的旧厨房的价值往往高于那些采用廉价材料,且工艺低劣的新厨房。”
“遗憾的是,我经常目睹一些自己动手爱好者翻建或翻新房屋,他们的工作成果不尽人意,或是甚至做出了一些糟糕的设计决策。如果他们放弃翻新,学习正确的做法,或者聘请专业人士,那么最终的效果可能会超出预期。”(财富中文网)
本文由Media Decision撰写,并由Wealth of Geeks联合发行。
译者:中慧言-王芳
High home prices and mortgage rates keep many American homeowners from moving to a new home. More than 6 in 10 say they’d prefer to remodel their current home rather than move to a new one, according to a new survey of 1,000 homeowners from Clever Real Estate.
They’re not letting financial constraints stop them from customizing their living space. Around 40% of homeowners plan to spend $10,000 or more on renovations in 2025. However, nearly 80% of homeowners went over budget on their last renovation, and two-thirds went into debt to fund home improvement projects.
That leaves 74% of homeowners with renovation regrets; nearly half say they liked their house more before remodeling.
Renovations Getting Pricier
About 45% of homeowners spent $5,000 or more on renovations this year, while 36% spent $10,000 or more. Nearly half (44%) expect to spend more on home renovations this year than last year.
More than three-quarters of homeowners said their last project exceeded their planned budget. Nearly half of overspenders (44%) said the work was at least $5,000 more than expected, and 35% spent $10,000 more than anticipated.
In the face of budget-busting expenses, homeowners have two choices: Find the money or stop work. Around 32% stopped a renovation project before its completion because of unexpected costs. Around 63% took on debt to finish the work.
Many renovators who borrowed money to finish their projects faced financial consequences later — about 36% struggled to pay credit card bills after completing home renovations.
When Renovating, Less Is More
Ninety-four percent of homeowners tackled a major renovation in the past five years, while 93% tackled a minor one over that same time period.
The most popular major renovation was a bathroom remodel, completed by 37% of homeowners. About 33% of homeowners painted their interior, while 30% upgraded heating and air conditioning.
“Since I work in a market with many older homes, many of which were built without central air conditioning, adding central air is an improvement that will almost always bring you a great return on investment,” said Cleveland-based real estate agent Geoffrey Hoffman. “And you get to enjoy it as well.”
For minor renovations, 36% installed new faucets, 35% installed new light fixtures, and 34% completed minor kitchen updates.
An interesting twist? Some minor renovations provide more value than major ones. Data shows minor kitchen remodels recoup about 96% of the cost when the home eventually sells, while major kitchen remodels generally recoup just 38%.
One of the most worthwhile renovations is upgrading a garage door, which provides a resale value nearly double the replacement cost. However, only 19% of homeowners have completed this renovation in the past five years.
Weighing the Pros and Cons
Ninety-two percent of homeowners said their home improvements positively impacted their lives, but 74% of renovators had regrets.
About one-fourth of homeowners (24%) said they spent too much money, making it the most common regret. An additional 22% regret the renovation took too long.
About 1 in 9 homeowners disliked their post-renovation home, and nearly half of renovators said they liked their home better before they renovated.
Young people were much more likely to experience post-renovation regrets. Only 51% of boomers regretted their renovation, while 82% of millennials and 89% of Gen Z renovators expressed regret.
Homeowners Will Do It Themselves
A majority of homeowners would do a project themselves to save money instead of hiring a professional. The most popular DIY home improvement projects are fairly straightforward — 62% painted their interior, 61% installed new light fixtures, and 59% sealed or stained a deck.
Many homeowners would tackle even more complex projects. More than a third said they’d feel comfortable replacing their roof, replacing their electrical system, adding a home addition, or upgrading their plumbing.
However, many homeowners fail to consider the possibility that mediocre DIY renovations may hurt their home’s value more than it helps.
“One universal truth is that any improvement or renovation done poorly will hurt the value,” Hoffman said. “New isn’t always better. An older kitchen in good condition is better than a cheaply renovated new kitchen installed with poor workmanship.
“Unfortunately, I often see homes flipped or renovated by DIYers who did bad work or simply made terrible design choices. It’d be better if they left it alone, learned to do it correctly, or hired a professional.”
This article was produced by Media Decision and syndicated by Wealth of Geeks.