5大优质方案提升员工健康水平
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1、保健方案升级降低成本
从传统健康计划转向高扣除健保计划能帮公司节省下一大笔开支。但员工可能并不愿意支付更高的费用。如何做到顺利实施高扣除健保计划，同时又让员工乐于接受？两全其美的办法包括设立“健康补偿账户”，员工能通过借记卡来支付预先扣除的账单。此外，同时提高员工薪资，以此来配合新计划，也能起到平息反对意见的效果。
2、福利外包坐享顶级保健服务 |
1. Blunt the blow
Switching from a traditional health plan to a high-deductible version can save you a bundle. But your employees may balk at paying more. One way to keep your team happy while transitioning to a high-deductible plan with lower premiums is by funding a Health Reimbursement Account (HRA) that your staff can tap, via debit cards, to cover pre-deductible bills. Scheduling raises to coincide with the change to a new plan can also quell objections. 2. Outsource your benefits |
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如果希望采用大型公司的健保计划来吸引顶尖的人才，可以考虑寻找一家外包服务机构，即所谓的“职业雇主组织”（PEO），每月支付一笔固定的费用即可。通过外包，公司用团体价就能拿到堪与财富五百强媲美的高质量解决方案。我选择的职业雇主组织、TriNet公司首席法务官格雷格•哈蒙德称：没有哪家公司单凭自己就能搞定健保体系。”请登录napeo.org或者peocompare.com寻找适合你的职业雇主组织。
3、劳逸结合减少医保投入 2011年，哈佛大学（Harvard）研究人员发现，公司在健康项目上每投入一美元能使医疗费用下降3.27美元。可以先尝试一种好方法：能量计划领导力训练公司（Energy Project）创始人托尼•施瓦兹建议，让团队全力工作一个半小时，然后走路10分钟。recess.keenfootwear.com 网站的即时休整工具包还可以为你提供其他的好点子。
4、健身运动为工作加油 |
If you need a big-company-style health plan to win the best talent, consider joining a "professional employer organization," better known as a PEO, for a set monthly fee. By outsourcing you can join Fortune 500-quality plans at large-group rates. "There is no company that can beat the health care system at its own game," says Greg Hammond, chief legal officer at TriNet, the PEO I use. Find a PEO at napeo.org or peocompare.com. 3. Invest in wellness
Harvard researchers found in 2010 that medical costs dropped by about $3.27 for every dollar a company spent on wellness programs. One good way to get started: Suggest that your team work in 90-minute spurts and then take a 10-minute walk, says Tony Schwartz, founder of leadership training company the Energy Project. The Instant Recess Tool Kit at recess.keenfootwear.com offers other good ideas. 4. Pump up productivity |
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